Bonds

“KAMURJ” UCO CJSC offers the opportunity to purchase bonds — a simple and reliable way to earn a stable income.

The Bond Program Prospectus was registered by Decision No. 1/8 A of the Chairman of the Central Bank of the Republic of Armenia dated January 7, 2026.

BOND PROSPECTUS

Terms and Conditions of Issued Bonds

Class and Type of Security	Registered, coupon-bearing, dematerialized, non-convertible
Issue Currency	Armenian Dram (AMD)
Total Issue Amount	AMD 1,000,000,000 (one billion Armenian Drams)
Nominal Value per Security	AMD 50,000 (fifty thousand Armenian Drams)
Number of Securities	20,000 (twenty thousand) units
Coupon Interest Rate	12.5% (twelve point five percent) per annum, fixed
Coupon Payment Frequency	Quarterly
Offer Start Date	03 February 2026
Offer End Date	23 February 2026
Maturity Date	The redemption date of the bonds is 03 February 2029
Distributor	“Dimension” CJSC

Final Terms of the Issue

About US Our Mission, Vision and Worth Significant Shareholders Management Organization Chart Charter Registration Certificate License Partners Local Partners Chronology Business Ethic Standards Our Achievements Bonds